Savings Accounts

Kids Savings Account

A starter savings with no fees or minimum balance

  • No minimum balance (18 years or younger)
  • No service charge
  • Interest bearing account, with interest rate subject to change. 
    Interest is compounded monthly.


Regular Savings Account

A no fuss account with immediate access to your funds

  • $50 daily average balance minimum
  • No service charge unless daily average balance falls
    below minimum, then $3.00 per month.
  • Interest bearing account, with interest rate subject to change. 
    Interest is compounded monthly.


Money Market Savings Account

An account with a high rate of return based on your account balance

  • $50 daily average balance minimum
  • No service charge unless daily average balance falls
    below minimum, then $3.00 per month.
  • Interest bearing account, with interest rate subject to change. 
    Interest is compounded monthly.
   Regular  Money Market
 Opening Balance  $0  $1,000
 Minimum Daily Balance**  $50*  $1,000*
 Interest Bearing  YES  YES - tiered

 

*$3 per month fee if daily average balance drops below $50
**To obtain APY

 

 

 Health Savings Account

Set aside tax-free funds for your high-deductible health plan (HDHP)

  • Money carries over from year to year, unlike a flexible spending account (cafeteria) 
  • $100 minimum balance
  • No charge for your first order of checks
  • Interest bearing account, with interest rate subject to change.  Interest is compounded monthly.

 

The information provided on this page is a summary of our products. For complete account information please refer to our Truth in Savings Disclosures available at our bank. Contact us at 507-553-3155 for more information.