Checking Accounts
| Peoples Checking | Peoples Plus Checking | Senior Checking | Peoples Free Checking | |
| Service Fee (per month) |
$2.00 > $1,000 $7.00 < $1,000 |
$2.00* | $2.00 | $0 |
| Minimum Daily Balance | NONE | $1,000 | NONE | NONE |
| Interest Bearing | NO | YES | NO | NO |
| Account Features | NO per check charge
FREE overdraft protection** |
NO per check charge
FREE overdraft protection** |
Heritage Club Member (60 years of age or older) |
eStatements required |
*Below minimum balance, $10 per month service charge
**Available upon approval
Every new checking account includes:
Peoples Checking
Access to the benefits of a checking account without minimum balance requirements.
Access to the benefits of a checking account without minimum balance requirements.
- No minimum balance
- No per check charge
- Service charge of $2.00 per month on balances greater than $1,000
- Service charge of $7.00 per month on balances of $0-$999
Peoples Free Checking
Featuring no service charge, you'll benefit from paying nothing extra whether you have $0 or over $1,000 in your account.
Featuring no service charge, you'll benefit from paying nothing extra whether you have $0 or over $1,000 in your account.
- No service charge
- No minimum balance
- No direct deposit required
- eStatments required (or $2 for a printed statement)
Peoples Plus Checking
The way to go if you are looking for a little extra from your account.
The way to go if you are looking for a little extra from your account.
- Competitive interest
- $1,000 minimum daily balance
- Higher interest rate with a balance of $1,000 or more
- Only $2 monthly service charge; $10 if below minimum
Senior Checking
Exclusive to those 60 and older. See if you qualify for our Heritage Club here.
Exclusive to those 60 and older. See if you qualify for our Heritage Club here.
- No minimum balance
- Canceled checks returned
- Service charge of $2 per month
The information provided on this page is a summary of our products. For complete account information please refer to our Truth in Savings Disclosures available at our bank. Contact us at 507-553-3155 for more information.