Checking Accounts

  Peoples Checking Peoples Plus Checking Senior Checking  Peoples Free Checking
 Service Fee
(per month)
 $2.00 > $1,000 
$7.00 < $1,000 
$2.00* $2.00 $0
Minimum Daily Balance NONE  $1,000 NONE NONE
Interest Bearing  NO YES NO NO
Account Features  NO per check charge

FREE overdraft protection**

NO per check charge

FREE overdraft protection**

Heritage Club Member
(60 years of age or older)
eStatements required

*Below minimum balance, $10 per month service charge
**Available upon approval

Every new checking account includes:

Free Mobile App
Free Automatic Transfers
Free Check Images


Peoples Checking
Access to the benefits of a checking account without minimum balance requirements.
  • No minimum balance
  • No per check charge
  • Service charge of $2.00 per month on balances greater than $1,000
  • Service charge of $7.00 per month on balances of $0-$999

Peoples Free Checking  
Featuring no service charge, you'll benefit from paying nothing extra whether you have $0 or over $1,000 in your account.
  • No service charge
  • No minimum balance
  • No direct deposit required
  • eStatments required (or $2 for a printed statement)

Peoples Plus Checking 
The way to go if you are looking for a little extra from your account.
  • Competitive interest
  • $1,000 minimum daily balance
  • Higher interest rate with a balance of $1,000 or more
  • Only $2 monthly service charge; $10 if below minimum 

Senior Checking
Exclusive to those 60 and older. See if you qualify for our Heritage Club here.
  • No minimum balance
  • Canceled checks returned
  • Service charge of $2 per month

The information provided on this page is a summary of our products. For complete account information please refer to our Truth in Savings Disclosures available at our bank. Contact us at 507-553-3155 for more information.